Important Note: These are standard Live Baccarat rules. Always check the specific rules for each game variant by clicking the "Help" and "Paytable" icons within the game. It is your responsibility to understand the rules before placing bets.

Game Objective

Predict which hand, the Player or the Banker, will have a value closest to 9.

Basic Rules

• Dealer: The game is hosted by a live dealer.
• Decks: Eight standard 52-card decks are used.
• Card Values:

  • Ace: 1 point

  • 2-9: Face value

  • 10, Jack, Queen, King: 0 points

• Suits: Suits (hearts, spades, clubs, diamonds) are irrelevant.

Betting

1. Place Your Bet: Before the deal, bet on either the Player, the Banker, or a Tie.
2. The Deal: The dealer deals two cards to both the Player and the Banker.

Tie

• If the Player and Banker hands have the same value, it's a Tie.
• Tie bets win.
• Bets on the Player and Banker are returned (a "push").

Hand Value Calculation

• Dropping the Tens Digit: Only the ones digit is counted. If the total is 10 or higher, drop the tens digit.
  • Example: 7 + 9 = 16. Hand value is 6 (16 - 10 = 6).
  • Example: Face card + 9 = 9.

Naturals

• Natural 8 or 9: If either the Player or Banker has a hand worth 8 or 9 with the initial two cards, it's a "natural." No more cards are dealt.

Third Card Rule

If neither hand has a natural, the "Third Card Rule" determines if a third card is dealt. The Player's hand is evaluated first.

Player's Hand Rules

Banker's Hand Rules

• If the Player stands on a 6 or 7, the Banker follows these rules:
  • Banker's hand totalling 3, 4, or 5 must draw.
  • Banker's hand totalling 6 must stand.
• If the Player draws a third card, the Banker's action depends on the Player's third card and the Banker's current hand value. (These rules are more complex and usually handled automatically by the game.)

Determining the Winner

The hand with the value closest to 9 wins.

Payouts

• Banker: Pays 1:0.95 (5% commission is charged)
• Tie: Pays 8:1

Side Bets 

Bonus Payouts

Malfunctions: Any malfunction voids the game round and all payouts. Bets are returned.

RTP (Return to Player)

Placing Bets

• Bet Limits: The Bet Limits panel shows the minimum and maximum stakes.
• Sufficient Funds: Ensure you have enough funds to cover your bets.
• Traffic Lights:
  • Green: Betting open
  • Yellow: Betting closing soon
  • Red: Betting closed
• Chip Display: Select your chip value. Only denominations you can afford are enabled.
• Placing the Bet: Tap the betting spot on the table. Each tap increases the bet by the selected chip value, up to the maximum limit.
• Important: Do not minimise your browser or open other tabs during betting. This may be interpreted as leaving the game, and your bets could be declined.
• Double (2x) Button: Doubles your bet once (up to the maximum limit).
• Repeat Button: Repeats all bets from the previous round (available before placing the first chip).
• Undo Button: Removes the last bet placed (can be used repeatedly while betting is open).
• Total Bet Indicator: Shows the total amount of all bets placed.

Game Number

Each game round has a unique number (GMT hour, minute, second). Use this number when contacting customer service.

Error Handling

If an error occurs, the game pauses, and the dealer notifies the shift manager. You will be notified via chat or on-screen message. If the error can be resolved quickly, the game continues. Otherwise, the round is cancelled, and bets are refunded.

Shuffling

If there is any error in the game, gambling system or game procedure, the game round will be temporarily paused while the dealer notifies the shift manager. You and other players will be notified via chat or by an on-screen pop-up message that the issue is being investigated. If the manager can immediately resolve the error, the game round will continue as normal. If immediate resolution is not possible, the game round will be cancelled, and initial bets will be refunded to all players who participated in the game round.